Terms of Use

Last updated: 13 July 2026

These terms govern your use of the Motor Watch Report website. By using the site you agree to be bound by them.

Editorial nature of the site

Motor Watch Report is an independent consumer information publication. Content is provided for general information and does not constitute financial, legal or regulatory advice. You should not rely on the site as a substitute for professional advice tailored to your circumstances.

Not a claims service

We are not a claims management company, law firm, lender, broker or dealer. We do not handle complaints, hold client money, or issue legal advice. Where we refer readers to an FCA-regulated claims partner, that partner is solely responsible for the services it provides.

Free routes to complain

You can raise a motor finance complaint free of charge directly to your lender, through the FCA's redress scheme, or via the Financial Ombudsman Service. You are never required to use a claims service.

No guaranteed outcomes

Any figures referenced on the site (including the FCA's illustrative average redress figure of around £829) are examples. Outcomes depend on the individual facts of each agreement and are not guaranteed.

Third-party links and forms

Our site links to external resources and hosts an embedded eligibility form operated by a third party. We are not responsible for the content, privacy practices or availability of third-party services.

Governing law

These terms are governed by the laws of England and Wales.